Showing posts with label budgets. Show all posts
Showing posts with label budgets. Show all posts

Wednesday, March 28, 2012

Budget Smudget, I Always Say

(p.s. I've never said that. Ever)

I'm on a budget.
It's a semi-self imposed budget.
A semi-self imposed budget where someone I don't know gets to keep all my credit cards until I pay them back. Someone who takes money from me once a month and gives it to all my credit cards. Someone who doesn't allow me to have any more debt until all my credit cards are paid off.
In four years.
If someone asked me what *budgeting* means to me, I would say budgeting means that instead of worrying about how the **F** I'm going to come up with money the night before my rent is due, I worry about money every single day of the month.
This probably means that I'm doing it wrong.
Since September, I have to think before I buy anything. I have to think stupid little things like, "Do I really need this?" and "Should I get a mani/pedi or should I get groceries?" It's horribly depressing. Especially because I have to pick the most responsible thing like All.The.Time. Being an adult, and a mother kind of dictates that I feed my kid even if my fingers look naked without a french manicure.
With all these adult-ish choices, I had to pick between getting my hair cut and dyed, which all you ladies know is not a cheap thing these days, and going to Las Vegas with my best girlfriend the end of April. Of course, I'm just like every other gal out there who wishes for what she doesn't have and pays gobs of money to look like a *natural* blonde. Unfortunately, I'm a dark brown instead...and I had been putting off getting my roots done for months hoping to come into a small fortune, so they looked horrible. Another four inches and I'd be ombre, but no...I just looked *undone*. I thought I'd save a few dollars, get my roots done and go to Vegas. I'd do my own hair. I've done it before. It always works out.
Remember how you forget how things go horribly wrong until after they've gone horribly wrong again??
Obviously, I'm nowhere near talented enough to give myself highlights. Those I've tried before and just ended up with blonde patches all over my head. I have hair that's down the middle of my back...disasters with hair that long are expensive to fix, not to mention if you leave the bleach on for too long you end up frying your hair and it FALLS out. I did not need that. So I decided to go back to my natural colour. I picked a colour similar that boasted iridescent colour, and the consumer I am, I believed thoroughly, and thought it would be fabulous.
I didn't think it would be orange with grayish green highlights.
It wasn't very becoming. It didn't go very well with my skin tones. It definitely did not bring out the blue in my eyes.
But now, I had already vested myself in going to Vegas. I was going...no questions about it...so I still did not have the money to get it fixed...so I fixed it myself.
I am now dark, dark brown with dark brown areas, and a few lighter brown areas. It's not quite the disaster it was, but it certainly isn't my beautiful, beautiful hair. I'm going to let it settle for a few weeks, play the lotto, and hope for a windfall. The feeling that I'm going to throw up has subsided and I'm not so shocked when I look in the mirror.
But...
I do have money for rent. Q has food on the table. Lola has gas in her tank.
...and do I really need *perfect* hair?
Oh and just an FYI...I used the new hair foam - ever the consumer. It's not as fabulous as they made it sound. Okay, so not as drippy as the other stuff, but it did not lather the way it said it would. It was not full coverage, like it said it was. And my right hand and thumb hurt for days afterwards because you have to squeeze the bottle to get the dye out. You have to reeeeeealllllllly squeeze that dang bottle as you get to the last few drops. Lesson? Go pay the extra money and get it done professionally...nothing is better than someone playing with your hair for an hour. If I were rich I would get a blow out 3 times a week, just because it feels so amazing.
But I'm not rich. I'm on a budget.
Instead I have blotchy brown hair.
I could really use a cut, too.

Sunday, February 6, 2011

Anyone Got Some Will Power?

I've decided to be more responsible with my finances.  It's not just one thing that's convinced me I'm overdue (pardon the pun!  Sometimes I am so witty, and not even on purpose!!!) rather an accumulation of different factors that have led me to this oh so difficult realization.

1.  I've gained an additional 10lbs from this round of "quitting smoking".  I use the quotation fingers (all the time, really...one time Q asked why I always did that funny thing with my fingers when I talked...) because the whole "let's quit smoking and gain a whole bunch of weight instead" thing is getting really old.  I think I've been smoke free for almost 4 months now.  I can't really remember when I quit  because it just sort of happened, I didn't make a huge ceremony of it because it gave my addiction too much power...so I think it's been about 4 months.  In the two years and four times I've quit, I've gained about 40 (gasp!) pounds.  Spending any amount of money on clothes when I am this size makes absolutely no sense because I do not intend to be this size for very much longer.  No clothes for me until I lose 30lbs.  I know.  Boring. About the only thing I can buy to wear is flowers for my hair.  And so, I've got lots of purdy things to wear in my hair.

 2.  I have enough make-up to make a drag queen jealous  And I tell you that because I have every imaginable colour of eye shadow.  I have it in cream, in powder, in liquid.  I have it in pink and purple and blue.  I have sparkles and mattes, glitter and glam.  Whatever you want, I have.  I have make up some people haven't even heard of.  So, I said to myself..."Dude.  No more make up until you use some of the stuff you already have."  I like listening to myself, because I think I'm pretty super smart....so...after I bought this...

Million Lashes from L'Oreal, I decided to buy no more.  Actually, I had decided to not buy any more before I bought this, but it was on sale for half price and how can anyone resist a million lashes?  Certainly not me.  Damn those marketing geniuses.

3.  I like spending my money on *FUN* things...but once every so often practicality and the desire to stay alive wins out over fun.  I'm all for women's rights and liberation (I mean, I can fix the toilet and put together an elliptical) but some jobs are meant for a man.  Two specifically:  Taking out the garbage and fixing cars.  If it weren't for the fact that if I don't get the oil changed, my car won't actually work...I probably wouldn't get it done.  I just forget.  It's not a priority for me.  Neither, for that matter, are getting the brakes changed.  I mean, the car still stops, doesn't it?  Why would I need to get new ones?  And there are brakes on the front and the back, so we're good if the front ones go, cuz I got some back up...ya know?  And if all else fails, there's the car in front of me...it's got brakes, right?  Anyways, this week I've got to get my brakes done and my rotors replaced.  It makes me want to puke that I have drop that much cash on something that doesn't sparkle on my finger.  Whatever...brakes are important, I guess.

4.  I've gained enough weight that my feet have grown a size and a half.  Well, that's the only explanation I can come up with.  Either that or feet, nose and ears keep growing til we die.  I've gone from a size 6 1/2 to a size 8.  What is up with that?  I like pretty little dainty feet...not clod hoppers (hahaha...).  So, I can't even really buy shoes.  Except that I saw these,

...and I just couldn't resist.  Now, I know what you're thinking.  You're thinking, "Geez, she couldn't even make her bed before she took the picture?"  But, if you look a little closer, you will see the most adorable little kitten heel...and they're boots!  And they're waterproof.  Hello, match made in heaven!!!  I live in the rain capital of the world!!!!  And they're made in Canada, so I'm supporting the local economy.  Not to mention, I can wear them with absolutely anything.  And they were on sale...$34, down from $90, down from $240.

So, anyways...no more purchases for me. 

At least not until something else catches my eye...

No.

In all seriousness...I really need to cut back my spending.  My credit cards are maxed.  My bank account is taxed.  I live pay check to pay check.  My new iPhone app has shown me that I need to budget just a little better.  Let's go through this little journey together, shall we?